Bankruptcy

Experienced Bankruptcy Law Services in Austin, MN, and Surrounding Areas

If you are struggling with debt and considering bankruptcy, Adams, Rizzi & Sween P.A. in Austin, MN, is here to help you navigate the complex legal process. Our experienced bankruptcy attorneys provide compassionate and practical guidance to help you regain control of your financial situation. Whether you are facing overwhelming credit card debt, medical bills, or business-related financial challenges, we can assist you in finding a solution that fits your needs. Call us at 507-433-7394 to discuss your options and start your journey toward economic stability.

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Understanding Bankruptcy Options

Bankruptcy can be challenging, but it can also provide a fresh start for individuals and businesses facing financial hardship. Our team is well-versed in the different types of bankruptcy, including Chapter 7 and Chapter 13 for individuals and Chapter 11 for businesses. We will work with you to determine the best course of action based on your unique circumstances, ensuring you are fully informed and supported throughout the process.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy, or "liquidation bankruptcy," allows individuals to discharge most unsecured debts, such as credit card balances and medical bills. This option is ideal for those with limited income who cannot repay their debts. Our attorneys will guide you through the means test, help you understand which assets are exempt, and represent your interests in court. If you believe Chapter 7 bankruptcy may be the right choice, contact us to schedule a consultation.

Chapter 13 Bankruptcy

For individuals with a steady income who wish to keep their assets, Chapter 13 bankruptcy may be a more suitable option. This type of bankruptcy involves creating a repayment plan that allows you to pay off your debts over three to five years. Our attorneys will help you develop a feasible plan, negotiate with creditors, and file all necessary documentation correctly. If you want to explore Chapter 13 bankruptcy, contact us to learn more.

Chapter 11 Bankruptcy

Businesses facing financial difficulties may benefit from Chapter 11 bankruptcy, which allows for reorganization and continued operation while restructuring debt. Our attorneys have experience guiding companies through the complexities of Chapter 11, from negotiating with creditors to creating a viable business plan for the future. We understand businesses' unique challenges in financial distress and are committed to helping you find the best path forward. Contact us to schedule a consultation.

Get Professional Bankruptcy Assistance Today!

Dealing with debt can be overwhelming, but you don't have to face it alone. At Adams, Rizzi & Sween P.A., we are dedicated to providing the legal support and guidance you need to achieve financial freedom. Contact us to schedule a consultation and take the first step toward a brighter economic future.

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